PROFESSIONAL INFORMATION

Website disclosures

Your mortgage professional

Vijay Sharma is a Mortgage Agent Level 2 and Team Lead with Mortgage Alliance. Agent licence #M14001881. Mortgage Alliance brokerage licence #10530.

Mortgagebird.ca is Vijay’s website address, not a separate mortgage brokerage. Mortgage services are provided through Mortgage Alliance.

Information and approval

Website content is general information, not a mortgage commitment, pre-approval, personalized financial advice or a guarantee of a particular result. Available products, terms and eligibility depend on the application, property, lender and insurer requirements. Final approval and lender conditions apply.

Compensation and costs

The initial consultation is free. Compensation varies with the mortgage arrangement. A lender may pay a commission, while some arrangements may involve brokerage, lender or other fees paid by the borrower. Applicable compensation and costs will be explained and disclosed as required.

Illustrative photography

The supplied client and lifestyle scenes are AI-generated illustrations, including images featuring Vijay’s likeness. They are not actual client photographs or testimonials. Vijay’s studio portrait is used for personal identification.

Regulatory information

FSRA advertising requirements explain the rules for mortgage-related public materials. FSRA does not preapprove advertisements. The website should be reviewed through Mortgage Alliance’s approval process before public release.